Why Do I Need Special Auto Insurance Coverage Called UM? Better Yet, How Can You Not Have It!!!

January 28, 2022

Most people that I meet with after an accident have lots of concerns.  However, one of my main concerns for them as my client is to make sure there is enough and/or any Bodily Injury (BI) coverage or Uninsured/Underinsured Motorist (UM) coverage for their injuries.  I cannot stress enough the importance of having a little known insurance on your auto policy called “UM”!  To me, it is one of the most important insurance coverages for your auto insurance, especially down here in Florida.  Imagine the following:

  • You are injured in a bad accident and it was not your fault;
  • The person that caused the injuries has only minimal Bodily Injury Coverage or no Bodily Injury Coverage; and
  • You are in need of medical treatment and/or surgery

This is a very common and scary scenerio down here in Florida.  In order to make sure you are protected in a situation like this above, it is vitally important to have UM auto insurance protection.  This is an extra protection that you would pay for thru your own auto insurance company.  It protects you if the person that caused the injuries does not have enough or any Bodily Injury (BI) coverage.  To learn more, please check out the video or look at the information provided on my website.

Have You Been Injured In A Florida Car Accident?

If you’ve been hurt in a car accident you need to speak with an experienced Florida car accident lawyer as soon as possible. Please contact us online or call our Coral Springs office directly at 954.755.7803 to schedule your free consultation. We proudly serve Florida residents including all of Fort Lauderdale, Boca Raton, Miami-Dade County, Broward County, Palm Beach County and all points in between.

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