Faq Category: Motor Vehicle Accidents

Depending on the age of your car, there is something out there called “Diminished Value”.  If it is a fairly new car (meaning a few years old or newer), then you might be able to get more value for it from the at fault insurance company.  How?  By getting a “Diminished Value” report and using…

Unfortunately in the State of Florida, there are only two requirements to have an automobile legally registered to drive.  These two requirements are (1) Property Damage and (2) No Fault (i.e. P.I.P. or Personal Injury Protection).  In other words, there is no requirement as of today for Bodily Injury (BI) coverage.  Thus, if you get…

As of this writing in 2019, the answer is NO!  Believe it or not, Florida does not require a person to have Bodily Injury (BI) coverage for it to be properly insured.  That means that you could get into a horrible accident and not have any coverage to go after from the person that caused…

“Limits” in an auto insurance policy mean the amount of coverage you have in an accident.  For example, your Bodily Injury (BI) limits might be 10/20…. which means you have $10,000 of coverage per person and $20,000 of coverage per incident to protect your family in an auto accident that was caused by you.  Additionally,…

If you own the car and you are involved in an auto accident and it is totaled, you will be thankful that you bought GAP Insurance!  Cars lose value as soon as they are driven off of the dealer’s parking lot.  Imagine if you did not pay cash for the car and took out a…

One of the worst things about getting into a car accident is having your car damaged and out of commission. This is even worse when you only have one car in your household. Going to work, picking up the kids from school, grocery shopping, and all the other normal aspects of life become so much…