FAQS

If We File A Lawsuit, Does That Mean I am Going To Trial?

January 28, 2022

Most Personal Injury cases do not go to trial.  On average, about 95% of the cases get settled pre-suit.  However, if we do have to file a lawsuit, does that mean I am going to trial?  The typical answer is “no”…..even with the 5% that a lawsuit is filed, the vast majority of those lawsuits…

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What Is The Definition Of "Limits" In An Auto Policy?

January 28, 2022

“Limits” in an auto insurance policy mean the amount of coverage you have in an accident.  For example, your Bodily Injury (BI) limits might be 10/20…. which means you have $10,000 of coverage per person and $20,000 of coverage per incident to protect your family in an auto accident that was caused by you.  Additionally,…

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What is a "Health Insurance Lien"?

January 28, 2022

You agree to reimburse your medical provider for any bills that were caused by a third party, this is called a “health insurance lien”.  In other words, when you are hurt in a Personal Injury matter and end up using your health insurance for some or all of your treatment, they are entitled to get…

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Do I Really Need To Have GAP Insurance For My Car?

January 28, 2022

If you own the car and you are involved in an auto accident and it is totaled, you will be thankful that you bought GAP Insurance!  Cars lose value as soon as they are driven off of the dealer’s parking lot.  Imagine if you did not pay cash for the car and took out a…

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Do I Have To Sign A Release Form To Get My Check?

January 28, 2022

Yes is the short answer.  However, the correct answer is do not sign the Release Document “form” without reading it!  Remember that it is a “form” and thus there is probably language in there that one would not want to have in all cases (see article on this topic).  An example of that would be…

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How do I get my car fixed quickly after an auto accident?

January 28, 2022

One of the worst things about getting into a car accident is having your car damaged and out of commission. This is even worse when you only have one car in your household. Going to work, picking up the kids from school, grocery shopping, and all the other normal aspects of life become so much…

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