Florida has what is called "No Fault" or "PIP" insurance.  Basically, the first $10,000 of medical bills are paid by your own insurance company when you are in a car accident in Florida...it does not matter who is at fault for this portion of the payments.  However, when it comes to a Motorcycle accident, it is treated differently than a car accident.  Why you might ask?  Because a motorcycle is not considered a "car" under the Florida definition for insurance purposes.  Thus, there is no "PIP" insurance for a motorcycle accident.  Rather, it is treated as a "legally uninsured" person for a car accident.  This is a complicated issue and you should contact our office to discuss this further if you are in a motorcycle accident by calling at (954) 755-7803 or by clicking on this "contact us" now button.