In Florida, it is required for all auto-insured drivers to have a coverage on their policy called Personal Injury Protection, or PIP. It is also considered no fault insurance because the insured driver can receive PIP benefits regardless of who’s at fault for the accident. Every insured driver, no matter how much they paid for their policy, is required to have $10,000 in Personal Injury Protection.
The reasoning behind the PIP law was to ensure that an injured driver does not have to wait to receive emergency medical care. An MD, DO, DC, Dentist, hospital and its facilities, and emergency medical personnel can provide the initial care. So, as well as your health insurance, it is important to provide your medical care providers with your auto-insurance policy so they can file a claim to receive your benefits; if not, your attorney will be happy to file the claim for you.
The $10,000 will be used to help cover necessary and reasonable medical expenses:
Regardless of who’s at fault, the following are eligible to use PIP benefits:
Your main priority after a car accident should be getting medical treatment for your injuries. It will always be beneficial to you to seek an experienced attorney in dealing with the insurance companies to verify that your PIP benefits are used to their fullest advantage.
If you’ve been hurt in a car accident you need to speak with an experienced Florida car accident lawyer as soon as possible. Please contact us online or call our Coral Springs office directly at 954.755.7803 to schedule your free consultation. We proudly serve Florida residents including all of Fort Lauderdale, Boca Raton, Miami-Dade County, Broward County, Palm Beach County and all points in between.