What Is Stacking Underinsured Motorist Coverage
Hey everybody, this is Andy Rosenberg from the Law Offices of Andrew G. Rosenberg PA. I’m here to try and help you with regard to car accident questions.
On a prior video I talked about uninsured motorists or underinsured motorists. It’s UM protection, there’s another issue that is involved with UM it’s called stacking UM and what the heck is that? Well stacking UM basically means that you can multiply the amount of coverage that you might have, so for instance, let’s say that you have a 10 20 policy for UM and you have three cars and you stacked it so what we do is we take the three cars times the amount of coverage which is ten thousand, so that means that there’s thirty thousand dollars per particular accident.
Let’s say you had two cars. Well you take the two cars times the ten twenty situation. In this case it would be ten so ten times two is 20 20 000. That’s what stacking means. It’s really important.
Again insurances are really important in general. If you don’t know what you’re doing please talk to your insurance agent or contact our office so that we can try and help.
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Thanks and have a good one!
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